.wrap { max-width: 1320px; margin: 0 auto; padding: 0 clamp(18px, 4vw, 58px) 38px; }
.crumbs { color: var(--muted); margin: 20px 0 30px; }
.layout { display: grid; grid-template-columns: minmax(0, 1.68fr) minmax(320px, .95fr); gap: 54px; align-items: start; }
h1 { color: var(--blue); font-size: clamp(34px, 4.6vw, 48px); margin: 0 0 8px; }
.subtitle { color: var(--green); font-size: 22px; font-weight: 900; margin: 0 0 28px; }
.faq-list { border: 1px solid var(--line); border-radius: 8px; overflow: hidden; background: #fff; }
.faq-item { border-top: 1px solid var(--line); }
.faq-item:first-child { border-top: 0; }
.faq-question { width: 100%; min-height: 72px; border: 0; background: #fff; display: grid; grid-template-columns: 34px 1fr 24px; gap: 16px; align-items: center; text-align: left; color: var(--blue); font-weight: 900; padding: 15px 20px; cursor: pointer; }
.num { width: 25px; height: 25px; border-radius: 50%; display: grid; place-items: center; background: var(--green); color: #fff; font-size: 13px; font-weight: 900; }
.chev { color: var(--navy); transition: transform .2s; display: inline-flex; }
.faq-item.open .chev { transform: rotate(180deg); }
.faq-answer { display: none; padding: 0 74px 24px; color: #354159; line-height: 1.55; }
.faq-item.open .faq-answer { display: block; }
.side { display: grid; gap: 26px; }
.join-card, .panel { border: 1px solid var(--line); border-radius: 10px; background: #fff; box-shadow: 0 8px 24px rgba(5,24,57,.06); padding: 24px; }
.join-card { background: linear-gradient(145deg, #fff, #f5f8fc); }
.join-card h2, .panel h2 { color: var(--blue); margin: 0 0 12px; font-size: 25px; line-height: 1.2; }
.join-card p, .panel p { color: #38455b; line-height: 1.45; }
.join-card img { width: 100%; display: block; margin: 12px 0 18px; }
.join-card .cta, .contact-btn { width: 100%; justify-content: center; }
.benefit-list { list-style: none; margin: 16px 0 0; padding: 0; display: grid; gap: 18px; color: #344159; }
.benefit-list li { display: grid; grid-template-columns: 24px 1fr; gap: 12px; line-height: 1.38; }
.benefit-list li:before { content: "✓"; width: 20px; height: 20px; border-radius: 50%; background: var(--green); color: #fff; display: grid; place-items: center; font-size: 12px; font-weight: 900; margin-top: 1px; }
.contact-btn { border: 0; border-radius: 6px; height: 44px; padding: 0 24px; background: var(--blue); color: #fff; font-weight: 900; cursor: pointer; display: inline-flex; align-items: center; gap: 10px; }
@media (max-width: 700px) {
  .layout { grid-template-columns: 1fr; }
  .faq-question { grid-template-columns: 30px 1fr 20px; padding: 14px; }
  .faq-answer { padding: 0 18px 22px 58px; }
}